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With Social Security and Pensions not being enough income these days, Individual Retirement Accounts (IRA’s) are the answer.  Community Regional offer three types of IRA’s

Traditional IRA

With a traditional IRA, your contributions may be tax-deductible and you can grow your savings tax-deferred until you retire. When you do retire, the contributions you take are taxed based on your current income level.

Roth IRA

The major advantages of a Roth IRA are that you pay taxes on your yearly contributions, but your account earnings and future withdrawals are tax free, plus you can continue to make contributions after age 70 ½ if you are employed.