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New & Used Vehicle GAP Insurance…… Member’s Choice Guaranteed Asset Protection (GAP).  If your vehicle is stolen or damaged beyond repair, your insurance company may only pay what you’re new or used vehicle is worth, not your total loan balance.  That makes you responsible for the difference.  This is an insurance policy that helps cover the difference between your vehicle’s value and your loan balance.  It’s affordable too.  In fact, you have the option to include the cost of the coverage in your monthly loan payment. – See more at: http://www.crcu.info.php53-17.dfw1-2.websitetestlink.com/other-services/#sthash.AftsOWvD.dpuf