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Home CU

Community Regional Home CU program make it convenient to manage your account at the credit union. You can access your account by using your cell phone or your tablet as long as there is internet service available.

  • With Home CU you can:
  • Check your account balances
  • Transfer money within your accounts
  • Verify activity within your accounts
  • Make your loan payments
  • And More!

Sign Up for Home CU is easy…. Simply print and complete the Home CU application from our website.  You can either mail it in or drop it off at any of our offices.  Once your account has been activated you can access your account balances and history.

You may be charged for internet access from your cell phone provider.  Please check with them.

Monthly and Quarterly Statements

We have two ways you can receive your monthly statements.  The old fashion way paper statements or the more modern way electronic e-Statements.

E-statements contain the same information as a paper statement, but are delivered in an electronic format.  This will save you time waiting for the mailman also eliminates having to file your paper statements.  You also don’t have to worry about losing a statement of having them stolen from your mail box.

Switching from paper to electronic statements is simple. Just go to our home page and type in your email address.

ATM/VISA Debit Card

Our ATM/VISA Debit Card work two ways and any ATM or with any retailer who accepts VISA.

When using it as a VISA Debit card it works just like a check, Except you don’t have to write a check.  Just present the card for your purchases and it immediately deducts from your share draft checking account here at the credit union.  It will eliminate the hassle of check acceptance problem at the register.

When using your card at the ATM you can verify your account balances, transfer fund between account and withdraw cash from any ATM in the world.  Look for the CU$ network symbol on the ATM and you will not be charged a surcharge fee.

To apply for an ATM/VISA Debit Card go to forms and print the ATM/Debit card application.  Complete it and mail or drop it off to either office.   

Direct Deposit

A Safe way to handle your pay check, Social Security or pension check is to have it direct deposited  it right in to your account here at the credit union.  It is the safest and fastest way to get your money into your account. No mail delays, No trip to cash your check, No lost or stolen check.  You money will be immediately available to you on payday.  And the best part of Direct Deposit is IT”S FREE…

To complete your direct deposit form for your employer, social security or your pension form you will need the credit union Routing Number, which is 231386771and your account number at the credit union.

Payroll Deductions

Payroll Deduction is a free service that allows you to have a portion of your pay deposited directly into your account here at the credit union.  Payroll deduction makes it easy to start saving money for Christmas, your next vacation or to pay your credit union loan.

Automatic Share Transfer

Protect yourself with Automatic Share Transfer.  It will automatically transfer shares from your saving account to cover any check you write if the funds are not available in your checking account.  It is protection you shouldn’t be without.  There is no monthly fee for Automatic Share Transfer Just a $10.00 per overdraft.

Overdraft Protection

With overdraft protection will transfer a maximum of $500.00 that can be transferred to your account in the event you overdraft your share checking account.  To be eligible for Overdraft Protection you must have direct deposit and a credit score of 640 or higher.  You will have 7 days to pay back the amount overdrawn and there is a $30.00 per item.  Members must sign up and be approved for this service.

ACH Services

ACH (Automated Clearing House) is the convenient way to transfer money when you don’t have access to Payroll Deduction. You can transfer funds from a checking account elsewhere or have your employer deduct a set amount from your pay. Once the money is transferred to your credit union account, you can automatically make loan payments and savings account deposits. For the complete details, call or visit the credit union.

55+ Club

Our 55+ Club is available to all members who are over the age of 55 and in good standing with the credit union.  Members must have their Social Security or their payroll check direct deposited in to their account.

 The benefits are;

You will receive one box of checks free per year;

Reduced Debit/ATM card Fees;

Free access to Home CU;

Free Share Draft Account;

Certified Checks

For your convenience, you can have a certified check processed at any of our branch locations.

Money Orders

Money Orders are a convenient and safe way to send money through the mail. You can purchase money orders for only $.75 each.

Wire Transfers

The credit union offers Domestic Wire Transfers for a fee. Outgoing wires are $20.00 each and incoming wires are $7.50.

Notary Services

We provide limited notary service for our members free of charge. Call or stop by for the complete details.

No-Surcharge ATMs

Community Regional Credit Union offers surcharge-free ATMs on the CU Dollar networks. You can locate surcharge-free ATMs near your work, home or vacation destination in the US, Australia, the UK, Mexico, and Canada. CU Dollar ATM Locator.

Insurance Options Available

Community Regional Credit Union offers several insurance options to help protect you and your family when they need it the most.

Member Choice Credit Disability and Life Insurances………..credit disability and credit life insurance works to protect you and your family, when you have a credit union loan.   If you are totally disabled due to an injury or medical related illness, the disability coverage will make your loan payment until you have fully recovered.  In the event of an unexpected death, the life insurance coverage will pay off your entire loan balance.  Savings, salary or payoffs from other life insurance also may be protected giving your family peace of mind when they need it the most.  Monthly premiums are low and are included in with your monthly loan payment.

New & Used Vehicle GAP Insurance…… Member’s Choice Guaranteed Asset Protection (GAP).  If your vehicle is stolen or damaged beyond repair, your insurance company may only pay what you’re new or used vehicle is worth, not your total loan balance.  That makes you responsible for the difference.  This is an insurance policy that helps cover the difference between your vehicle’s value and your loan balance.  It’s affordable too.  In fact, you have the option to include the cost of the coverage in your monthly loan payment.

American Income Life Insurance (AIL) is an accidental death and dismemberment policy.  Is available to all members 18 years an older free of charge.  It will cover you in the event of an accident up to $3,000.   Higher coverage is available from American Income Life Company.  For more information you can call American Income Life Insurance Company at 1-800-495-1213.

Safe Deposit Box 

Safety Deposit Boxes are available at both locations for member only.

Rent By Size: (per year)

3 x 5 …………………………………………………………. $12.50

5 x 5 …………………………………………………………. $17.50

3 x 10 ……………………………………………………….. $25.00

5 x 10 ……………………………………………………….. $37.50

10 x 10 ……………………………………………………… $50.00

Non-Emergency Drilling …………………………….. $100.00

Emergency Drilling ……………………………………. $150.00

Surrender Box without key …………………………. $100.00

Key Deposit (set-up) …………………………………… $25.00

Key Replacement ………………………………………. $25.00