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>> HOME BANKING (ABA #231386771)

Community Regional Credit Union was formed by a merger of Incol Credit Union, est. 1952, and Nesbitt Memorial Federal Credit Union, est. 1979, in July 2012. Incol CU also included former Wilkes-Barre Newspaper CU, Nebitt Memorial FCU also included former Atlas Chain CU, est. 1968.


Membership in the credit union is a family affair. If you are a member, eligibility is extended to any relative by blood, marriage, or adoption. Our policy is, “Once a member always a member,” even if you are no longer employed in our field of membership.

Field of Membership

Community Regional Credit Union’s field of membership includes all those who work, worship, attend school or live in Luzerne and Lackawanna Counties.

Mission Statement

Community Regional Credit Union is a member owned financial cooperative dedicated to:

  • Respect the individual
  • High quality and reasonably priced services
  • Excellence in performance
  • Long term financial stability

Our Philosophy

We believe that our first responsibility is to our members! In meeting their needs, everything we do must be of high quality. We must constantly strive to reduce our costs in order to maintain reasonably priced services.

We are responsible to our employees. Everyone must be considered as an individual. We must respect their dignity and recognize their merit. They must have a sense of security in their job. Compensation must be fair and employees must feel free to make suggestions and complaints. Research must be carried on and innovative programs developed. There must be equal opportunity for employment, development, competent management, and their actions must be just and ethical.

Our final responsibility is to the credit union and its long term financial stability. We must experiment with new ideas. New equipment must be purchased, new facilities provided, and new services launched. Reserves must be created to provide for adverse times and to provide capital for growth.